Shut up and DON’T take my money

Before you go:

1. Keep a money jar for loose coins
2. Invite your friends over instead of going out
3. Clean out your closet
4. Give up expensive habits
5. Prepare your meals at home
6. Watch movies online instead of going to the cinema/renting movies
7. Buy in bulk
8. Instead of buying new clothes, reconsider old ones
9. Go to a library/second hand book store
10. Make use of the those “Cheap Tuesdays”
11. Only use ATMs associated with your bank
12. Invite friends over for a home cooked meal instead of eating out
13. Stop upgrading your electronics – iPhone 5 vs iPhone 5s, do you really need Siri?
14. Do chores and help with cooking in exchange for rent (when living with parents)
15. Get rid of cable TV
16. Taking only cash on a night out limits how much you can spend.
17. Ditch your landline
18. Use energy-saving lightbulbs
19. Give up your gym membership for outdoor workouts
20. Stop social spending
21. Cancel magazine subscriptions
22. Turn lights off when you’re not in the room.
23. Go generic vs main brand for simple spends – eg, Kleenex vs Coles Brand Tissues
24. Do odd jobs

Being treated by @thr1ve and #JimmyGrants #melbourneinsights

A photo posted by THATraveller ?✈️ (@holly_osullivan) on May 22, 2014 at 8:21pm PDT

When you go:

1. Use Skyscanner’s ‘Everywhere’ tool to find the cheapest flights from any airport
2. Stop paying for excess baggage fees – If you have to, you probably packed too much
3. Sign up for alerts for cheap airfares
4. Stay somewhere with laundry facilities or find a local laundromat – in comparison to those hefty hotel laundry fees
5. Cut your travel expenses
6. If the hotel’s breakfast buffet isn’t included, don’t bother
7. Get to know your destinations metro, rail and subway systems rather than taxis
8. Book overnight flights (avoids paying for more accommodation)
9. Check to see if your chosen destination’s rail systems offer Traveller Passes/Weekly Passes (these often cost less per day than buying a Day Ticket every day)
10. Exchange money before you get to your destination, ATM fees are no fun oversees
11. Consider Airbnb vs hotels for long stay
12. Travel off season
13. Go to the grocery store vs eating out

Mood lighting ?

A photo posted by THATraveller ?✈️ (@holly_osullivan) on May 26, 2015 at 4:03pm PDT

Tips for both:

1. Stop snacking
2. Use your own water bottle – stop re-buying plastic ones
3. Create a budget and stick to it, then reassess
4. Take home-brewed coffee to work in a travel mug
5. Stop buying expensive takeout
6. Stop paying for overpriced drinks in bars
7. Keep your leftovers
8. Identify wants vs needs
9. Stop skipping breakfast – it just makes you snack more
10. Eat less meat
11. Use public transportation
12. Stop paying $5 for coffee
13. Don’t be so stingy that you don’t have fun